@font-face{font-family:Playfair Display;src:url(/fonts/playfair-display.woff2)format("woff2");font-weight:400 900;font-display:swap}@font-face{font-family:Source Sans Pro;src:url(/fonts/source-sans-400.woff2)format("woff2");font-weight:400;font-display:swap}@font-face{font-family:Source Sans Pro;src:url(/fonts/source-sans-400-italic.woff2)format("woff2");font-weight:400;font-style:italic;font-display:swap}@font-face{font-family:Source Sans Pro;src:url(/fonts/source-sans-700.woff2)format("woff2");font-weight:700;font-display:swap}:root{--navy:#163b70;--blue:#1d55a5;--sky:#e9f0f9;--cream:#fbf9f5;--sand:#f6efe2;--gold:#f2a71f;--gold-btn:#b86f00;--gold-dark:#8a5300;--ink:#1a2230;--muted:#4f5a6b;--line:#dcd8cf;--white:#fff;--radius:14px;--shadow:0 10px 30px #102a5414;--serif:"Playfair Display", Georgia, "Times New Roman", serif;--sans:"Source Sans Pro", system-ui, -apple-system, "Segoe UI", sans-serif;--wrap:1120px}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{background:var(--cream);color:var(--ink);font:400 1.125rem/1.65 var(--sans);margin:0}img{max-width:100%;height:auto;display:block}a{color:var(--blue);text-underline-offset:3px}a:hover{color:var(--gold-dark)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}h1,h2,h3{font-family:var(--serif);color:var(--navy);text-wrap:balance;margin:0 0 .6em;font-weight:600;line-height:1.2}h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}h2{font-size:clamp(1.7rem,3.2vw,2.4rem)}h3{font-size:1.3rem}p{margin:0 0 1.1em}.lead{color:var(--muted);max-width:46rem;font-size:1.25rem}.eyebrow{font:700 .8rem/1.2 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:.9rem}.wrap{width:min(100% - 32px, var(--wrap));margin-inline:auto}.narrow{max-width:760px}.section{padding:clamp(56px,8vw,96px) 0}.section.alt{background:var(--white)}.section.sage{background:var(--sky)}.section.dark{background:var(--navy);color:#e8eef7}.section.dark h2,.section.dark h3{color:var(--white)}.section.dark .eyebrow{color:#f5b335}.center{text-align:center}.center .lead{margin-inline:auto}.btn{min-height:48px;font:700 1rem/1.2 var(--sans);cursor:pointer;border:2px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:.5rem;padding:.75rem 1.5rem;text-decoration:none;transition:background .15s,color .15s,border-color .15s;display:inline-flex}.btn-primary{background:var(--gold);color:#1a2230}.btn-primary:hover{color:#1a2230;background:#ffc04d}.btn-ghost{color:var(--navy);background:0 0;border-color:currentColor}.btn-ghost:hover{background:var(--navy);color:var(--white);border-color:var(--navy)}.section.dark .btn-ghost{color:var(--white)}.section.dark .btn-ghost:hover{background:var(--white);color:var(--navy);border-color:var(--white)}.btn-row{flex-wrap:wrap;gap:.75rem;margin-top:1.5rem;display:flex}.center .btn-row{justify-content:center}.grid{gap:1.25rem;display:grid}.grid-2{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.6rem}.section.alt .card{background:var(--cream);box-shadow:none}.card h3{margin-bottom:.4em}.card p:last-child{margin-bottom:0}a.card{color:inherit;text-decoration:none;transition:transform .15s,border-color .15s;display:block}a.card:hover{border-color:var(--gold);transform:translateY(-2px)}.card .more{color:var(--gold-dark);font-weight:700}.checklist{gap:.75rem;margin:0 0 1.5rem;padding:0;list-style:none;display:grid}.checklist li{padding-left:2rem;position:relative}.checklist li:before{content:"";background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/80% no-repeat;border-radius:50%;width:1.15rem;height:1.15rem;position:absolute;top:.35em;left:0}.steps{counter-reset:step;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:1.25rem;margin:0;padding:0;list-style:none;display:grid}.steps li{counter-increment:step;padding-top:3.4rem;position:relative}.steps li:before{content:counter(step);background:var(--navy);width:2.6rem;height:2.6rem;color:var(--white);font:600 1.15rem/1 var(--serif);border-radius:50%;place-items:center;display:grid;position:absolute;top:0;left:0}.section.dark .steps li:before{background:var(--gold)}.prose{max-width:720px}.prose h2{margin-top:1.6em}.prose h2:first-child{margin-top:0}.prose ul{padding-left:1.2rem}.prose li{margin-bottom:.4rem}.page-hero{background:linear-gradient(180deg, var(--sand), var(--cream));padding:clamp(48px,7vw,88px) 0 clamp(36px,5vw,56px)}.page-hero .lead{margin-bottom:0}.breadcrumbs{color:var(--muted);margin-bottom:1rem;font-size:.95rem}.breadcrumbs a{color:var(--muted)}.notice{color:var(--muted);border-left:3px solid var(--gold);padding:.25rem 0 .25rem 1rem;font-size:.95rem}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip{z-index:100;background:var(--navy);color:var(--white);border-radius:8px;padding:.6rem 1rem;position:absolute;top:-4rem;left:1rem}.skip:focus{color:var(--white);top:1rem}.logo[data-astro-cid-f7espo7c].header{width:auto;height:34px}.logo[data-astro-cid-f7espo7c].footer{background:var(--white);border-radius:10px;width:auto;height:56px;padding:8px 12px}.site-header[data-astro-cid-hkbrpulz]{z-index:50;backdrop-filter:blur(8px);border-bottom:1px solid var(--line);background:#faf7f2f0;position:sticky;top:0}.bar[data-astro-cid-hkbrpulz]{align-items:center;gap:1rem;min-height:72px;display:flex}.brand[data-astro-cid-hkbrpulz]{color:var(--navy);flex-direction:column;align-items:flex-start;gap:.15rem;margin-right:auto;text-decoration:none;display:flex}.byline[data-astro-cid-hkbrpulz]{color:var(--muted);padding-left:2px;font-size:.82rem}.menu[data-astro-cid-hkbrpulz] summary[data-astro-cid-hkbrpulz]{cursor:pointer;border-radius:10px;place-content:center;gap:5px;width:44px;height:44px;list-style:none;display:grid}.menu[data-astro-cid-hkbrpulz] summary[data-astro-cid-hkbrpulz]::-webkit-details-marker{display:none}.menu[data-astro-cid-hkbrpulz] summary[data-astro-cid-hkbrpulz] span[data-astro-cid-hkbrpulz]{background:var(--navy);border-radius:2px;width:22px;height:2px;display:block}.menu[data-astro-cid-hkbrpulz] ul[data-astro-cid-hkbrpulz]{background:var(--cream);border-bottom:1px solid var(--line);box-shadow:var(--shadow);margin:0;padding:.5rem 16px 1rem;list-style:none;position:absolute;top:100%;left:0;right:0}.menu[data-astro-cid-hkbrpulz] li[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz]{color:var(--ink);border-bottom:1px solid var(--line);padding:.7rem 0;font-weight:700;text-decoration:none;display:block}.menu[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz][aria-current=page]{color:var(--gold-dark)}.header-cta[data-astro-cid-hkbrpulz]{white-space:nowrap;flex:none;display:none}.nav-desktop[data-astro-cid-hkbrpulz]{display:none}.nav-desktop[data-astro-cid-hkbrpulz] ul[data-astro-cid-hkbrpulz]{gap:1.1rem;margin:0;padding:0;list-style:none;display:flex}.nav-desktop[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz]{color:var(--ink);white-space:nowrap;padding:.3rem 0;font-size:.97rem;font-weight:700;text-decoration:none}.nav-desktop[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz]:hover,.nav-desktop[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz][aria-current=page]{color:var(--gold-dark)}@media (width>=1240px){.menu[data-astro-cid-hkbrpulz]{display:none}.nav-desktop[data-astro-cid-hkbrpulz]{display:block}.header-cta[data-astro-cid-hkbrpulz]{min-height:44px;padding:.6rem 1.2rem;display:inline-flex}}@media (width>=640px) and (width<=1239px){.header-cta[data-astro-cid-hkbrpulz]{min-height:44px;padding:.6rem 1.1rem;font-size:.95rem;display:inline-flex}}.site-footer[data-astro-cid-hkbrpulz]{color:#cdd8ea;background:#0f2547;padding:56px 0 24px;font-size:1rem}.site-footer[data-astro-cid-hkbrpulz] a[data-astro-cid-hkbrpulz]{color:#f0e3cc}.site-footer[data-astro-cid-hkbrpulz] .btn-primary[data-astro-cid-hkbrpulz]{color:#1a2230}.footer-grid[data-astro-cid-hkbrpulz]{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:2rem;display:grid}.footer-brand[data-astro-cid-hkbrpulz]{font:600 1.4rem/1.2 var(--serif);color:var(--white);margin-bottom:.6rem}.footer-head[data-astro-cid-hkbrpulz]{color:var(--white);margin:0 0 .5rem;font-weight:700}.site-footer[data-astro-cid-hkbrpulz] ul[data-astro-cid-hkbrpulz]{gap:.35rem;margin:0 0 1.5rem;padding:0;list-style:none;display:grid}.fine[data-astro-cid-hkbrpulz]{color:#a8b7cf;border-top:1px solid #ffffff26;margin-top:2rem;padding-top:1.25rem;font-size:.875rem}